top of page
Empower your family's financial future.
Protect your family. Love opens their umbrellas, life insurance keeps them dry.
Young Baby.jpeg

Are You Covered?

Do you have individuals that rely on your income for support? Have you ever been concerned about leaving your loved ones financially vulnerable if something were to happen to you? Are you interested in protecting your family's financial stability and future? If you've answered yes to any of these questions, LIFE INSURANCE is absolutely for you! 

Our Life Insurance Plans

Term Life Insurance

Married couple learning about life insurance.

Protect your loved ones' financial future with the affordable shield of our term life insurance plan. Unlike permanent policies, our plan provides temporary yet powerful coverage for a set period, typically 10, 20, or 30 years, at a fraction of the cost. Choose the term that aligns with your family's needs, like covering outstanding debts or supporting children until they're established. Enjoy fixed premiums throughout the term, making budgeting predictable. If the unthinkable happens within the covered period, your chosen beneficiaries receive a significant death benefit, easing their financial burden during a difficult time. Let our term life plan become your family's safety net, offering them security and peace of mind at an accessible price. Contact us today to explore your flexible protection options.

Children's Whole Life Insurance

Life insurance. Protected future, playful present.

Children’s Whole life insurance is a type of permanent life insurance coverage designed for children 14 days old to age 17.  Gift your child a lifetime of protection and financial opportunity with our children's whole life insurance plan. This unique policy guarantees lifelong coverage at a locked-in rate, so you can secure their future now, regardless of any future health changes. Premiums are typically affordable, and a portion builds valuable cash value over time – a head start for their education, first home, or any future dream. Plus, the policy ownership can transfer to them later, empowering them to manage their own financial future. Give your child the gift that keeps on giving – lifelong security, access to growing cash value, and the confidence to pursue their dreams without worry. Invest in their future today with our children's whole life insurance plan.

Life Insurance Plans

Index Universal Life Insurance

Protect your family with life insurance

Build wealth and secure your loved ones with the flexibility of our index universal life insurance (IUL) plan. This innovative policy combines a guaranteed death benefit for peace of mind with the potential for market-linked growth on your cash value. Choose an index like the S&P 500 to track, and watch your cash value increase based on its performance, while protecting your principal with a minimum interest rate floor. Adjust your premiums and death benefit as needed throughout life, making the plan customizable to your evolving needs. Enjoy tax-deferred growth on your cash value, allowing it to accumulate and potentially become a valuable financial resource for retirement, emergencies, or future opportunities. Our IUL plan offers security, growth potential, and flexibility – the perfect foundation for a personalized financial legacy.

Final Expense Whole Life Insurance

Life insurance. Sunset strolls, hand in hand, with a secure tomorrow.

Worried about leaving unexpected burdens on your loved ones? Let our whole life final expense plan become your family's safety net. Unlike term life, our coverage lasts a lifetime, providing peace of mind knowing your funeral, burial, and end-of-life medical costs are covered. Affordable premiums stay fixed, so you won't experience price shocks later. Plus, our plan builds cash value that grows over time, offering your beneficiaries additional flexibility beyond simply covering final expenses. Secure your family's financial future and gain peace of mind with our comprehensive, lifelong protection. Don't let final expenses become a family burden – choose the security and flexibility of our whole life final expense plan.

Life Insurance Process

What is the Process?

01.

Schedule a consultation 

02.

Determine your needs and budget

03.

Allow us to research and find the best coverage option

04.

Complete an application for approval

Insurance Carriers

CARRIERS

Aetna Life Insurance logo
American National Life Insurance logo
American-Amicable Life insurance logo
AIG life insurance logo
Americo life insurance logo
Athene life insurance logo
Columbia life insurance company logo
F&G Annuities & Life insurance logo
Foresters Financial life insurance logo
Ethos life insurance logo
Global Atlantic Financial Group life insurance logo
Great Western Insurance Company logo
Royal Neighbors of America life insurance logo
John Hancock life insurance logo
Liberty Bankers Insurance Group logo
Lincoln Financial Group life insurance logo
Mutual of Omaha life insurance logo
National Life Group insurance logo
Nassau life insurance logo
North American life insurance logo
Prosperity Life Group Insurance logo
United Home Life Insurance Company logo
Life Insurance FAQs

NPN: 20248469

Please feel free to confirm my services on Michigan's Department of Insurance and Financial Services site by entering my National Producers Number (NPN).

Let's Talk
bottom of page